Quality dental coverage is more than a simple health benefit. It's an investment in employees’ total health – an investment that can result in increased productivity and lower overall health care costs.

For example, research shows a possible link between periodontal disease and certain ongoing health conditions, such as diabetes and heart disease.  It may also be connected to other conditions such as premature labor.* The good news is that routine dental care can have a positive effect on these conditions, because it allows for the early identification and treatment of dental problems.

AGB offers quality dental coverage for globally mobile employees. Employers have four dental plans to choose from -- including both our standard and lower-cost preventive plans.  This allows them to find the best plan for their employee population.

Dental Indemnity Plan
Employees can visit any licensed dentist for preventive care, basic and major services.  Depending on the plan selected, services are generally subject to deductibles, coinsurance and annual and lifetime maximums. Claim forms may also be required.

Dental PPO Plan
Employees have the freedom to visit any licensed dentist for preventive, basic and major services -- with additional savings when they use a participating U.S. provider.

Aetna Dental Preventive Care^SM Indemnity Plan
Employees enjoy the freedom to visit any licensed dentist for preventive and diagnostic services. They simply pay the dentist the full amount at the time of service, and then submit a claim for reimbursement. Employees can also enjoy discounts on restorative care, teeth whitening and adult orthodontia.

Aetna Dental Preventive Care^SM PPO Plan
Similar to the Dental PPO plan, the Dental Preventive Care PPO plan offers coverage for preventive and diagnostic services such as dental exams, cleanings and X-rays. Employees can also enjoy discounts on restorative care, teeth whitening and adult orthodontia, and benefit from additional savings when they use a participating U.S. provider.

*U.S. Department of Health and Human Services. Oral Health in America: A Report of the Surgeon General-Executive Summary. Rockville, MD: US Department of Health and Human Services. National Institute of Dental and Craniofacial Research, National Institutes of Health, 2000.