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Quality dental coverage is more than an employee benefit -- it's an investment in total health that can boost an individual's productivity and lower overall health care costs. Research now shows that periodontal disease may be linked to chronic diseases such as diabetes and heart disease and other conditions such as premature labor.* The good news is that routine dental care can positively affect treatment of these conditions through early identification and control of infections in the mouth which can improve both oral health and overall health.
That's why AGB offers quality dental coverage for globally mobile workforces. Choose from one of our four dental plans -- including our standard dental plans or our lower-cost preventive plans -- for the option that best fits your employee population.
Dental Indemnity Plan
Employees can visit any licensed dentist for preventive, basic and major services -- claim forms could be required.
Dental PPO Plan Employees have the freedom to visit any licensed dentist for preventive, basic and major services -- with a cost break for visiting a participating U.S. provider.
Aetna Dental Preventive CareSM Indemnity Plan Employees also enjoy the freedom of choice and can visit any licensed dentist to provide preventive and diagnostic services. They simply pay the dentist the full amount at the time of service and submit a claim for reimbursement. Employees can also enjoy discounts on restorative care, teeth whitening and adult orthodontia.
Aetna Dental Preventive CareSM PPO Plan Works like the PPO plan, with coverage for preventive and diagnostic services like dental exams, cleanings and X-rays. Employees can also enjoy discounts on restorative care, teeth whitening and adult orthodontia. Cashing in on additional savings is made easy when visiting a participating U.S. provider.
By offering a comprehensive dental indemnity plan, AGB members can receive coverage for care obtained from the dentist of their choice. Depending on the plan selected, services are generally subject to deductibles, coinsurance and annual and lifetime maximums.
*U.S. Department of Health and Human Services. Oral Health in America: A Report of the Surgeon General-Executive Summary. Rockville, MD: US Department of Health and Human Services. National Institute of Dental and Craniofacial Research, National Institutes of Health, 2000.